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The number of Florida claims from Hurricane Debby, filed within 10 days of the storm, stood at almost two-thirds of the number of claims filed from Hurricane Idalia in a three-month period.

The excess and surplus lines market continues to attract more business six years into a period of sustained rate hikes for many lines of commercial property/casualty insurance coverage.

Florida's E&S market remains notably variable as August premium totals peaked at $1.2 billion, a 4% decrease from August 2023. Policy count, however, showed a 9% increase over August 2023, reaching a total of 121,576.