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Florida’s surplus lines market began 2025 on a strong note, with January premiums totaling $1.36 billion, reflecting a 9% increase over January 2024. Policy submissions also saw notable growth, with 127,869 policies submitted, marking a 22% year-over-year increase.

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Florida's Excess & Surplus market closed out 2024 with premium totals of $1.0 billion for December and over $17 billion for the year. The year closed with overall growth, though December premiums showed a near-flat gain of just 0.8%. For the full year, premiums rose 11% in a year-over-year comparison, similar to previous years.